For the complete documentation index, see llms.txt. This page is also available as Markdown.

Identity Verification

Identity verification capabilities allow the 1Kosmos mobile app to bind a user to their real-world identity through verified personal attributes, government-issued documents, and biometric assets.


Capabilities in this category

Email verification

Phone number verification

Driver's License enrollment

Passport enrollment

Social Security Number enrollment

Identity Assurance Level (IAL) scoring


Email verification

Verify ownership of an email address via magic link.

What it does — Sends a verification link to the specified email address. The user clicks the link to confirm ownership, after which the email is added to their identity profile as a verified attribute.

When to use it — Adding a verified email as a personal attribute in the user's identity profile.

Key details

  • Magic link-based verification

  • Resend option if the link is not received

  • Multiple email addresses can be enrolled


Phone number verification

Verify ownership of a mobile phone number via SMS.

What it does — Sends a verification SMS to the user's phone using their active SIM. Once verified, the number is added to the identity profile as a confirmed attribute.

When to use it — Adding a verified phone number as a personal attribute, supporting SIM binding workflows.

Key details

  • SIM-based verification

  • Supports dual-SIM devices

  • Adds a green checkmark indicator on success


Driver's License enrollment

Capture and verify a government-issued driver's license.

What it does — Scans the front and back of a driver's license, captures a confirmation selfie, and verifies authenticity through document analysis. Extracted data fields are added to the identity wallet.

When to use it — Identity proofing flows that require a government-issued ID, KYC workflows, and high-assurance onboarding.

Key details

  • Front and back image capture

  • Selfie liveness confirmation

  • Automated authenticity verification

  • Extracted fields stored in identity wallet


Passport enrollment

Capture and verify a passport, with optional RFID-based authenticity check.

What it does — Scans the photo page and back of a passport, captures a confirmation selfie, and verifies the document. RFID-enabled passports can be additionally verified via NFC for cryptographic chip authentication.

When to use it — International identity proofing, regulated industries requiring high-assurance documents, KYC for cross-border services.

Key details

  • Front, back, and selfie capture flow

  • Optional RFID/NFC chip verification

  • Extracted MRZ data stored in wallet

  • Automated tamper detection


Social Security Number enrollment

Capture and store a verified Social Security Number.

What it does — Accepts the user's SSN with a declaration of accuracy. The SSN is bound to the user's already-verified biometric identity, providing an additional layer of personal data for high-assurance flows.

When to use it — US-based KYC, financial services onboarding, and government identity proofing requiring SSN verification.

Key details

  • Requires LiveID enrollment as a prerequisite

  • Requires Driver's License or Passport enrollment as a prerequisite

  • Declaration consent required before submission

Prerequisites for SSN enrollment. A LiveID and at least one government-issued ID document (Driver's License or Passport) must be enrolled first. This ensures the SSN is bound to a verified biometric identity.


Identity Assurance Level (IAL) scoring

Quantify the strength of a user's verified identity.

What it does — Calculates a baseline score based on the biometrics, documents, and personal attributes the user has enrolled. The score is visible in the user's profile and grows as more identity assets are added.

When to use it — Risk-based authentication, regulatory compliance reporting, and conditional access policies that require a specific assurance level.

Key details

  • Aligned with NIST 800-63 IAL standards

  • Visible to the user in their profile

  • Used by relying parties to make access decisions

  • Increases as more identity assets are enrolled

Verification asset matrix

Asset
Required prerequisite
Verification method
Stored in wallet

Email

None

Magic link

✅

Phone number

None

SMS with SIM binding

✅

Driver's License

None

Document scan + selfie

✅

Passport

None

Document scan + selfie + optional RFID

✅

SSN

LiveID + DL or Passport

Self-declared, identity-bound

✅

LiveID

Touch ID / Face ID

Real-time selfie capture

✅

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